Enye yezinzuzo ezinkulu zenguquko yezobuchwepheshe esiyibonayo ukwenziwa kwedijithali kwazo zonke izinhlobo zezinqubo. Futhi uma, ungaba nekhadi lomndeni elikhulu kuselula yakho ngakho-ke akufanele ukhathazeke ngokulahlekelwa ikhadi.
Ngakho, njengoba sesinichazile kakade ungayikhipha kanjani imali ngeselula yakho ngaphandle kwekhadi, namuhla sizokutshela zonke izinyathelo okufanele uzilandele ukuze wazi ukuthi ungaba nekhadi lomndeni elikhulu kanjani kumakhalekhukhwini wakho nokuthi yiziphi izinzuzo.
Lithini ikhadi lomndeni elikhulu?
Umndeni, njengesizinda esiyisisekelo somphakathi, wenza imisebenzi eminingi yomphakathi ewenza ufaneleke ukuvikelwa okuthile. Ngaphakathi kwamaqiniso ahlukahlukene omndeni, imindeni ebizwa ngokuthi emikhulu iveza ubungozi obuthile ngenxa yezindleko ezimele yona, p.Isibonelo, ukunakekelwa nemfundo yezingane noma ukuthola izindlu ezifanele izidingo zabo.
Ukuze umkhaya ujabulele izinzuzo zokuba umndeni omkhulu, kuyadingeka ukuba lesi simo siqashelwe ngesiqu esisemthethweni. Lesi sihloko sivunywa ngesicelo futhi uma izidingo ezisungulwe ngokusemthethweni zigunyaziwe. Ngakho-ke, uma uhlangabezana nezimfuneko futhi uhlala Emphakathini Ozimele lapho usebenza khona, wena nomndeni wakho nizokwazi ukuzuza kuzo zonke izinhlobo zezaphulelo.
Ngale ndlela, ikhadi lomndeni elikhulu eSpain liwukuqashelwa okusemthethweni kwemindeni ehlangabezana nezimfuneko ezithile, eyinikeza uchungechunge lwezinzuzo nosizo. Qaphela ukuthi sikhuluma nge idokhumenti esemthethweni eqinisekisa isimo somndeni omkhulu. Iklonyeliswa emindenini enezingane ezi-3 noma ngaphezulu, noma ehlangabezana nezimfuneko ezithile eziqondile, njengokuba nengane ekhubazekile noma ukuba umfelokazi onezingane ezimbili. Lesi sihloko sisebenza kuyo yonke indawo ye-Spanish futhi siyadingeka ukuze ufake isicelo sekhadi lomndeni elikhulu.
Imiphi imiphakathi ezimele lapho umndeni omkhulu ukhona?
Siletha izindaba ezinhle, njengoba ikhadi lomndeni elikhulu lisezingeni likahulumeni, ngakho litholakala kuyo yonke imiphakathi ezimele. Yiqiniso, kwezinye izimo, inqubo yenziwa ezingeni lesifunda.
- I-Andalusia
- I-Aragón
- Iziqhingi zaseCanary
- Cantabria
- UCastile noLeon
- Isi-Catalonia
- I-Autonomous City of Ceuta
- I-Autonomous City of Melilla
- Umphakathi Womphakathi waseNavarra
- Umphakathi waseMadrid
- Umphakathi waseValencian
- Extremadura
- Galicia
- Iziqhingi zaseBalearic
- La Rioja
- Izwe laseBasque
- Ubukhulu be-Asturias
- Isifunda saseMurcia
Njengoba sesikutshelile, ikhadi lomndeni elikhulu liyatholakala kuyo yonke imiphakathi ezimele, ngakho-ke dlula ngale webhusayithi lapho ungabona khona imithethonqubo emphakathini ngamunye ozimele.
Lapho umndeni uthathwa njengomkhulu
Ake sibone izidingo ukuze ukwazi ukufaka isicelo sekhadi lomndeni elikhulu. Khumbula ukuthi lo mthetho usezingeni likazwelonke, ngakho-ke ngaphandle komphakathi ozibusayo, kufanele ukwazi ukufinyelela lesi sihloko uma uhlangabezana nezidingo ezikhonjiwe.
- Umkhaya wakhiwe ngowomuntu oyedwa noma ababili abanesibopho somshado kanye nezingane ezintathu noma ngaphezulu, kungakhathaliseki ukuthi zivamile noma cha.
- Umndeni owakhiwe umuntu oyedwa noma ababili abakhuphukela phezulu onezingane ezimbili, kungakhathaliseki ukuthi uvamile noma cha, inqobo nje uma okungenani eyodwa yezingane inokukhubazeka okungaphezu kuka-33%, noma ingakwazi ukusebenza.
- Umndeni owakhiwa abantu ababili abenyuka, lapho bobabili bekhubazekile, noma, okungenani, oyedwa wabo wayenezinga elithile lokukhubazeka elilingana noma elingaphezu kwamaphesenti angu-65, noma bengakwazi ukusebenza, benezingane ezimbili, kungakhathaliseki ukuthi zivamile noma cha.
- Unyukela ngokwehlukana noma ohlukanisile, onezingane ezintathu noma ngaphezulu, ngisho noma zisemindenini ehlukene.
- Izelamani ezimbili eziyizintandane, kanye nomzali oyedwa, lapho omunye eshonile.
- Izelamani ezimbili noma ngaphezulu eziyizintandane uyise nomama ngaphansi kokugadwa, ekukhulisweni kwengane ekungeyona eyakho noma ekugadweni, kodwa abengekho ngezindleko zombheki, umbheki noma umbheki ohlala nombheki, umbheki noma umbheki.
- Abafowabo abathathu noma ngaphezulu bayizintandane, uyise nomama, abangaphezu kweminyaka engu-18 ubudala, noma ababili uma oyedwa wabo ekhubazekile, abahlala ndawonye futhi bancike komunye nomunye ngokwezomnotho.
Ungaba kanjani nekhadi lomndeni elikhulu kumakhalekhukhwini wakho
Manje njengoba usuyazi ukuthi usicela kanjani lesi sihloko esisemthethweni, ake sibone ukuthi ungalithola kanjani ikhadi lomndeni elikhulu kuselula yakho. Futhi sesaba kakhulu ukuthi kukhona ukulinganiselwa okuthile kulesi sici. Ngaphezu kwanoma yini ngoba emiphakathini emithathu ezimele kuphela uzokwazi ukujabulela le nketho yedijithali.
- E-Madrid: E-Madrid, ungasebenzisa ikhadi lomndeni elikhulu kumakhalekhukhwini wakho ngokusebenzisa 'Ifolda Yami', uhlelo lokusebenza oluhlanganisa imibhalo eminingana ekhishwe uMphakathi waseMadrid, njengekhadi lezempilo, ikhadi lezokuthutha kanye nekhadi lomtapo wolwazi. Ukuze ufinyelele, hamba ungene ngemvume nge-ID yakho ye-elekthronikhi, isitifiketi sedijithali noma igama eliyimfihlo eliyimfihlo kule webhusayithi.
- I-Castilla la Mancha: E-Castilla-La Mancha, ikhadi lomndeni elikhulu liyatholakala futhi ngefomethi yedijithali ngohlelo lwe-'Wallet CLM'. Lolu hlelo lokusebenza luhlanganisa ndawonye imibhalo ehlukahlukene ekhishwe yiBhodi Lomphakathi laseCastilla-La Mancha, njengekhadi lezempilo, ikhadi lentsha kanye nekhadi lokukhubazeka. Finyelela kuhlelo lokusebenza ku-wallet.castillalamancha.es bese ufaka ne-ID yakho ye-elekthronikhi, isitifiketi sedijithali noma iphasiwedi engaphelifuthi. Dlula kulesi sixhumanisi ukuba nolwazi.
- Isi-Catalonia: eCatalonia, ungathola futhi usebenzise ikhadi lomndeni elikhulu kumakhalekhukhwini wakho ngohlelo lokusebenza lwe-'Wallet Yami'. Lolu hlelo lokusebenza lubeka endaweni eyodwa imibhalo embalwa ekhishwe yiGeneralitat yaseCatalonia, okuhlanganisa ikhadi lezempilo, ilayisense yokushayela kanye nekhadi lomtapo wolwazi, phakathi kokunye. Ukusebenzisa i-'Wallet Yami', vakashela iwebhusayithi esemthethweni futhi uziveze nge-idCAT Móvil, isitifiketi sedijithali noma iphasiwedi yakho engunaphakade.
Iyiphi enye indlela engingayenza uma ngingakwazi ukusebenzisa ikhadi lomndeni elikhulu kuselula yami?
Ngokuhlangenwe nakho kwami ngazi ngokuhlangenwe nakho kwami inkinga enkulu ehambisana nokulahlekelwa ikhadi lakho lomndeni elikhulu nokuthi kungaba lula kangakanani ukuba nalo kumakhalekhukhwini wakho. Kodwa uma umphakathi wakho ozimele awunayo le nketho, kukhona okunye ozokuthanda. Sikhuluma ngokwenza ikhophi eqinisekisiwe ngenhlangano efanayo eyamukele isihloko sakho somndeni esikhulu. Ngale ndlela, ungaphatha ikhophi esikhwameni sakho ngokuthula kwengqondo ukuthi eyokuqala iyohlala iphephile.